Money Basics
Get your financial house in order. Find topics on financial independence (FI), getting out of debt, budgeting, saving, investing, and more.
6 Halloween Cash Envelope Sets to Welcome the Spooky Season
Cash envelopes streamline everyday budgeting and make seasonal spending fun. For Halloween, use themed envelopes to manage costs for costumes, decorations, and treats. This approach keeps your finances organized and festive, ensuring you enjoy the holiday without overspending while maintaining control over your everyday expenses.
10 Easy Ways to Save Money
Living a frugal lifestyle doesn’t mean sacrificing quality. Here are 10 EASY ways to save money that can make a huge impact on your family budget and leave you with money for the things that are most important.
The Art and Science of Portfolio Rebalancing: Maintaining Financial Harmony
Hey there, when it comes to managing your money, think of your investment portfolio like a music playlist that needs the occasional update. You’ve got different assets playing different tunes—stocks, bonds, maybe some alternatives—all working together to keep your financial symphony going strong. But just like songs can start to overpower each other, your portfolio’s…
Holiday Budgeting: How to Achieve a Debt-Free Christmas with a Gift List
Christmas is officially less than 6 months away. Start planning now for a debt-free Christmas by starting a holiday gift list with these budget friendly tips.
Investment Expense Ratios – Am I too stingy?!
Invest in Funds like FXAIX or VOO for a slice of Tesla, Nividia, Apple, and more. Expense ratios matter: FXAIX at 0.015% versus VOO’s 0.30% can save thousands over a decade. Choose wisely; every dollar counts towards a richer retirement.
I closed my ONLY credit card/account
I closed my only credit card account. My only credit account that remained. And that was while I was holding an 800 credit score.
How I Got Out of Debt
This is the story on how I got out of almost $100,000 of debt in two years.
