Budgeting
A budget helps you make sure you will have enough money every month. A budget allows you to be intentional with your money. It’s the major factor in getting your finances in order.
Creating Sinking Funds for Financial Empowerment
A sinking fund is a powerful tool for managing non-monthly expenses, helping you save for specific goals like vacations, car repairs, or holiday shopping. Learn how to create and manage sinking funds to avoid debt, reduce financial stress, and stay on track with your budget effortlessly.
10 Halloween Savings Challenges to Welcome the Spooky Season
Cash saving challenges like scratch-off cards and envelope systems add a fun twist to saving. Scratch-offs reveal random amounts to save, making the process exciting and unpredictable, while cash envelopes help visually track and organize savings, making financial goals tangible and achievable.
6 Halloween Cash Envelope Sets to Welcome the Spooky Season
Cash envelopes streamline everyday budgeting and make seasonal spending fun. For Halloween, use themed envelopes to manage costs for costumes, decorations, and treats. This approach keeps your finances organized and festive, ensuring you enjoy the holiday without overspending while maintaining control over your everyday expenses.
Holiday Budgeting: How to Achieve a Debt-Free Christmas with a Gift List
Christmas is officially less than 6 months away. Start planning now for a debt-free Christmas by starting a holiday gift list with these budget friendly tips.
I closed my ONLY credit card/account
I closed my only credit card account. My only credit account that remained. And that was while I was holding an 800 credit score.
How I Got Out of Debt
This is the story on how I got out of almost $100,000 of debt in two years.
