Budgeting
A budget helps you make sure you will have enough money every month. A budget allows you to be intentional with your money. It’s the major factor in getting your finances in order.
-
November 1st Paycheck Review & EF Savings Update
In two weeks I busted this budget with my spendy ways and tightened the funds available for the paycheck after. Yikes!
-
My Next Paycheck’s Budget is already Busted!
Busting a budget as a consistent budgeter usually means temporary inconvenience and not a catastrophe.
-
October 2nd Paycheck Budget & Savings Challenge
Let’s review my budget for my 2nd paycheck in October and… I started a Savings Challenge to work on my goal for saving $24,000 in my “Emergency Fund”. And you’ll understand the quotes when you see the video. I need your input!
-
September Budget Recap 2024
Reviewing money spend during the month of September 2024.
-
October Net Worth & Digital Budget Reset Review
I go over my October Net Worth and reviewing what my focus is for 2025 (hint: saving money). We will also review my October budget reset on my digital spreadsheet. Trying to figure out which I like better (paper or spreadsheet) as we go into 2025 (already!)
-
Creating Sinking Funds for Financial Empowerment
A sinking fund is a powerful tool for managing non-monthly expenses, helping you save for specific goals like vacations, car repairs, or holiday shopping. Learn how to create and manage sinking funds to avoid debt, reduce financial stress, and stay on track with your budget effortlessly.
-
10 Halloween Savings Challenges to Welcome the Spooky Season
Cash saving challenges like scratch-off cards and envelope systems add a fun twist to saving. Scratch-offs reveal random amounts to save, making the process exciting and unpredictable, while cash envelopes help visually track and organize savings, making financial goals tangible and achievable.
-
6 Halloween Cash Envelope Sets to Welcome the Spooky Season
Cash envelopes streamline everyday budgeting and make seasonal spending fun. For Halloween, use themed envelopes to manage costs for costumes, decorations, and treats. This approach keeps your finances organized and festive, ensuring you enjoy the holiday without overspending while maintaining control over your everyday expenses.
-
Holiday Budgeting: How to Achieve a Debt-Free Christmas with a Gift List
Christmas is officially less than 6 months away. Start planning now for a debt-free Christmas by starting a holiday gift list with these budget friendly tips.