- Every day for the next 5 days, pack a lunch. Albondigas with an RBC (rice, bean and cheese) burrito for 2 days. RBC burrito for 1. PB&Js for 2 days. Proud to say that I brought my lunch to work each day.
I also did not use my debit card for the vending machine. Speaking of, I found out the company running the vending machine is charging an extra $0.10 per transaction but the information is not posted anywhere on the machine. Sneaky vendor.
- Keep it Frugal. I had the chance to join a (free and frugal) ChooseFI meetup where I heard Jillian from Montana Money Adventures and Johanna Big City FI give some awesome presentations.
BTW, Jillian will be speaking at FI Chautauqua UK this summer and Johanna will be talking at the LA Lola Retreat coming up quick! But hurry, because tickets are going quick!
- Pay with cash. Envelopes, clips or debit. I tried switching from envelopes to clips. Actually I started using the envelopes as divider cards clipping the money to the card. I do like the clip idea overall, but putting money away is more cumbersome than stuffing money back in an envelope at a moments notice.
As much as I love my new Hmong wallet (Etsy), it is not the perfect cash budget envelope system wallet I was hoping for. But I am not giving up in finding a workable solution because it really is a great wallet.
As for the budget… Now that the Food & Household budget is reduced to $400/month, it seems my ‘Everything Else’ category is being re-purposed for household buys. Which is fine as it works.
- Healthy habits. I have walked 2 times this week at a mile each. And I snuck in some yoga during the weekend. I was going to pull with all my might to reach my goal in moving by body 3 days this week!
- Read. Book 2 for the year. I started to read The Glass Castle by Jeannette Walls.
“One time I saw a tiny Joshua tree sapling growing not too far from the old tree. I wanted to dig it up and replant it near our house. I told Mom that I would protect it from the wind and water it every day so that it could grow nice and tall and straight. Mom frowned at me. “You’d be destroying what makes it special,” she said. “It’s the Joshua tree’s struggle that gives it its beauty.”
― Jeannette Walls, The Glass Castle
- Starting Debt in January: $69,960.45
- Debt Accrued: $16,558.00
- Debt Payment: $3,423
- Debt Remaining: $83,864.79
At the start of the new year, did you give yourself a word to intentionally follow? Did you make a set of goals? How is your progress going? What was our word? Let me know in the comments below. I look forward to rooting you on!
*Wallet picture by ChangnoiBags on Etsy