With a 4% withdrawal rate, I have $5,600/annual available.
My annual debt payments alone are $19,200.
Annual interest taken from debt payments is approximate $3,000.
I might see $12,000/annual from SSA if there is still money to give… starting at age 66!
I have a long ways to go with progress. But time is not in my favor.
THE DEBT HAS TO GO!
I know. I am trying to figure out how to conquer my cycle of debt. #adhdproblems
Will Jane pay off the debt in 4 years or less? Will Jane ever be able to retire when she hits that age?
Retirement commune is sounding like an option.