Hello GenX-er.

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Welcome to Frugal to FI, where we talk about the unique financial journeys of Generation X, especially those who’ve embarked on the path to financial independence with a late start in retirement savings & investing. This platform is a haven for like-minded individuals seeking guidance on navigating the challenges of building wealth later in life.

Explore practical tips on frugality, tailored advice for Generation X, and discover the joys of home cooking that not only nourishes the body but also the wallet. We believe that achieving financial independence is a personal and achievable goal, regardless of when you start. Join our community as we share insights and support each other on the journey towards financial freedom.

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My Investments

*These are some of my personal investments. The information below is not advice. Do your own research and invest at your own financial risk.

VTI/VTSAX

Index Fund

Vanguard Total Stock Market Index Fund ETF

Where: After-Tax ROTH IRA

VOO/VFIAX

Index Fund

Vanguard S&P 500 ETF

Where: After-Tax ROTH IRA

VNQ

Index Fund

Vanguard Real Estate Index Fund ETF

Where: After-Tax ROTH IRA

JNJ

Stock

Johnson & Johnson

Where: After-Tax Brokerage Account

Fidelity Mix

Mutual Fund

Fidelity® 500 Index Fund (FXAIX) 60%, Fidelity® International Index Fund (FSPSX) 30%, Fidelity® Inflation-Protected Bond Index Fund (FIPDX) 10%

Where: Before-Tax 401k/403b

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